Wednesday, January 31, 2007

Nikki-Articles
Cell phones are a great tool

Hello friends Its a true that electronics Accessories have a greater role in our busy life schedule. Laptop, Cell phones, data modems and wireless etc... But could you know How to pick these electronics Accessories.
Ok, I am telling you friends. We talk here How to Pick a cell phone and how to maximize its productivities.
Picking the right cell phone has as much to do with personality as it does with needs. Handsets vary from the feature-rich and slickly styled to the strictly functional and unassuming. Ultimately, though, it's a personal choice, and you'll want to buy a handset that is right for you--one that you'll enjoy using and carrying around. And while there are many factors to consider, it all boils down to which handset will offer the best blend of design, features, and performance.

Cell Phone productivity control

Control your calls :- Don't be compulsive and answer every call, anywhere, anytime. "There is an appointed time for everything.
Control your costs - and be considerate :- Even the best calling plans cost money - and time. Be a good steward of your time, and the time of others, by keeping your calls on target. Don't make calls just because you have "free minutes" or free time.
Do one thing at a time :- Don't engage in complex conversations while driving, or while doing anything else. Even if you can keep your car on the road, you can't give your customer or colleague your full attention and offer your best perspective if you are doing two things at once.
Keep your calls private :- When you talk on your cell phone in a public place, everyone within earshot is a potential eavesdropper. Worse yet, some cell phone users believe they need to shout to be heard. At best, talking loudly in restaurants, movie theaters, and other public places is rude, but it can also cost you money.

Finally, remember that you'll want to enjoy using your cell phone and carrying it around. So go for an interface that's attractive and easy to use, and pick a color and shape you won't mind holding in your hand. And since some handsets are more rugged than others, find something that fits your activity level.



Friday, January 26, 2007

General Financial Planning

At its simplest level, financial aid is money provided to help bridge the gap between your family's own resources and the amount needed to pay for the cost of attending Mercer University. The primary responsibility for meeting the cost of a Mercer education rests with the student and his/her family. Eligibility for financial aid is based on Mercer University's cost minus the amount the Federal Government expects your family to contribute towards that cost. The formula for determining this contribution, as written into federal law, takes into account your family income and assets

To receive federal funds administered by the Office of Student Financial Aid, you must have a high school diploma (or equivalent), be enrolled as a regular student (e.g. not a special admit, transient or audit student) in a degree-granting program at least half-time (6 hours), have a valid social security number, be a US citizen or eligible non-citizen and be making satisfactory academic progress toward completion of your degree. You must not owe a refund on any federal grant and must not be in default on any student loan previously received. You must be registered with the Selective Service and the Immigration and Naturalization Service if required by law to do so. You must not have been rendered ineligible for federal aid as a result of a drug conviction. Suspected cases of fraud or abuse will be reported to the US Office of Inspector General.

Federal regulations require that we verify the accuracy of information provided. As a result, many applicants must submit tax returns and other requested documents. If you do not provide these materials in a timely manner, you will not receive financial aid.





Wednesday, January 17, 2007

How To Find Cheap Airfare

Air Travel is a form of traveling using an airplane.
The comfort on traveling by air depends on several factors starting with the airport, the choice of airline and the Travel class.
Any Air Travel starts and ends at an airport. The typical procedure is check-in, Airport security check of baggage and passengers before entering the gate, boarding, flying, border control and pick-up of luggage.

Find Cheap Air Travel
To find cheap airfare, you need to do a little research. The travel agencies just can't compete with the discount sites any longer.

Competition in the flight industry can only be a good thing for the consumer, most people would say. Or is it ?. Too much competition amongst major airlines can force these flight companies to fold. If major airline companies fold it's not a good thing for the consumer. It gives monopoly to its former competitors and this can result in high priced plane tickets. Its the game of snuffing each other out to win the market for the real kill. Only the strongest will survive.

We have seen in recent times, many major airlines go into administration, either due to bad management, competition and the ever rising cost of fuel. I am still waiting for someone to invent an passenger plane that runs on electricity, wouldn't that be grand. Just add two huge rechargeable energizer batteries before take off.

For domestic flights I'll buy a ticket, as long as the price is cheap, seating is reasonably comfortable and the rest are all frills. Eighteen hour International flights are a different story, here you look for the frills at cheap prices.
Tobacco smoking


Tobacco smoking,
usually referred to as "smoking", is the act of burning the dried or cured leaves of the tobacco plant and inhaling the smoke for pleasure or ritualistic purposes, or out of habit and to satisfy addiction. The practice was common among Native Americans throughout North and South America, and was later introduced to the rest of the world via trade following European exploration of the Americas.

Tobacco smoke contains nicotine, an addictive stimulant which temporarily improves alertness, memory, and mood, but also forms a strong physical and psychological chemical dependence (addiction). Nicotine, like any stimulant, can also increase anxiety, restlessness, and disturb metabolism. Medical research has determined that smoking is a major contributing factor towards many health problems, particularly lung cancer (which has a survival percentage of 16.4%), emphysema, and cardiovascular disease.[1][2] Many countries regulate or restrict tobacco sales and advertising and require warnings to be placed prominently on the product packaging. Many governments now ban smoking in a variety of public venues due to health impacts on non-smokers breathing second-hand smoke.

History
One of the oldest and deep rooted traditions in Turkey is the Nargile (Hookah), with both men and women finding great pleasure in smoking the waterpipe. The nargile started a whole new culture which endured for many, many years. Even today the nargile gives enjoyment to a special breed of smokers. The original nargile came from India, but it was rather primitive as it was made out of coconut shell. Its popularity spread to Iran and then to the rest of the Arab world. ~~~~Learn More

Thursday, January 04, 2007

The Intelligent Betting Method

When most people place a bet they will stake a set amount on a particular outcome, e.g. that Team A will beat Team B, but in order to make any money they are going to have to either get lucky or have some kind of insider knowledge! The technique of matched betting on the other hand, involves not just placing a bet as a punter, but also laying a bet as a bookmaker would, which the advent of betting exchanges has allowed any average Joe to do. Properly used, matched betting can be used to eliminate the element of luck and make guaranteed no risk returns.

The Technique
When you place a bet you "back" the outcome you have chosen. For example, you might back Team A with £10 (* Any currency works the same, GBP is used for the purposes of this article) to beat Team B at odds of 3 to 1. If Team A does indeed beat Team B, you would receive £30 winnings and the return of your £10 stake (total £40). If you lose because Team A does not beat Team B then the bookmaker will keep you £10 stake.

Consider for a moment, however, what would your position be if you were the bookmaker? If Team A beat Team B you would have to pay out £30 in winnings and return the £10 stake. But, if Team A did not beat Team B then you would be entitled to keep the £10 stake for a £10 profit. The process of offering a bet to someone, just as a bookmaker does, is know as 'laying' a bet.

Acting as both the punter and bookmaker leads to a rather strange conclusion. Some of you may have already spotted this, but whatever the outcome, the back bet and the lay bet cancel each other out. In each case the net result is £0.

Expected Profits
Does this sound to good to be true? Well it is and it isn't. There are a couple of minor points worth bearing in mind. The neat examples used to illustrate the technique of matched betting do not reflect reality 100%.
For example, you will need to use betting exchanges to lay bets that charge commission of between 1 and 5 percent, and sometimes may struggle to find identical odds. Nevertheless, it is possible to use Matched Betting to gain a guaranteed profit of between 95 to 75 percent of the value of the free bet you receive. There are hundreds of free bet offers out there so the possibility is there for substantial profits.
For More info visit http://www.partybets.com/